The discounting concept is widely used in economics and psychology. When referring to economics, the principle defines a value that will be received in the future, based on present financial terms. It ...

In many industries, long payment cycles are an unfortunate reality. Waiting 30 or 45 days to receive payment is widespread in the business world, and it can take much longer. This can create cash flow ...

Each customer has a set price they are willing to pay for your product. Unfortunately, it's rarely the same as the one advertised on your site. That's because there are three main types of customers: ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of experience as a business ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Boyle is an experienced financial professional with more than 10 years working with ...

When two different coalitions of industry players announced their proposals to overhaul the fashion calendar last week, both groups addressed the industry’s discounting problem. The coalitions called ...

The curbing of impulses to which we are led by forethought averts physical disaster at the cost of worry, and general lack of joy. [. . .] In this respect, therefore, I am not convinced that there has ...

We are always told to invest for the long term to earn high returns. While that is correct, some investment products are an exception to this. Invoice discounting is one of them. With this investment ...

The Environmental Protection Agency (EPA) recently released its preliminary analysis of the Boxer-Kerry cap-and-trade bill. It largely reheats their analysis of the Waxman-Markey bill from last summer ...