Navigating the intricate waters of retirement planning is laden with challenges, paramount among which is the looming shadow of sequence of return risk, a precarious pitfall with the potential to ...

Learn how the current index value impacts variable-rate loans, affecting interest rates with indexed rates and margins. Essential for market-related financial decisions.

In recent months issuers in the health care sector have sold indexed put bonds - a variation of a put bond security - as a way to obtain a floating interest rate security without the need for ...

Allianz Life has launched a new indexed variable annuity (IVA) branded as Allianz Index Advantage for investors willing to trade gains in market growth for a level of protection when markets fall.

MINNEAPOLIS--(BUSINESS WIRE)--Allianz Life Insurance Company of North America (Allianz Life®) today announced the launch of two new index variable annuity (IVA) products, Allianz Index Advantage ADV ...

Lately, clients tell me they have concerns about the stock market sending scary signals. They are not feeling the love for Certificates of Deposits. CDs, have the virtue of not losing interest or ...

The proposed fiduciary rules from the Department of Labor (DOL) are complex and far from settled, but reports from recent meetings on the issue indicate that additional classes of annuity products may ...

“Today’s financial challenges require new and different solutions,” said Dylan Tyson, president of Prudential Annuities. “Investors have individualized goals and comfort levels for risk. They need ...

Let's start with the indexed annuity market and look at why industry sales grew from an estimated $33.9 billion in 2012, according to LIMRA's Retirement Income Reference Book, to what will likely ...

Carriers that have been stalwarts in the variable annuity industry are trying their hand at manufacturing and selling fixed indexed annuities. John Hancock Annuities earlier this month launched its ...

Lincoln Level AdvantageSM indexed variable annuity is a long-term investment product designed for retirement purposes. There are no explicit fees associated with the indexed-linked account options ...

The Department of Labor (DOL) staff appears to be thinking that fixed index annuities should be treated more like variable annuities than fixed annuities under its new "conflict of interest" fiduciary ...